Representative Example for Personal Contract Purchase (PCP): Cash price £20,980.00, Annual Interest Rate (fixed) 5.9% p.a., with a representative 11.9% APR, total amount of credit £20,980.00, deposit of £0.00, an initial payment of £377.55, followed by 47 monthly payments of £377.55 with a final payment of £10,213.00, total amount payable is £28,335.40, the annual mileage is 10,000 and the excess mileage fee per mile is £0.00. Pay monthly then buy, swap or return